Paradigm Assets2023-03-29T18:36:09+00:00

Our Mission

An Ethical Solution

Paradigm Assets is a compliant solution for consumers and creditors to resolve their distressed consumer credit. Our unique services are driven by data analytics and advanced technologies to optimize the consumer experience while providing the cash flow creditors need.

Paradigm Assets offers innovative and compliant solutions for distressed credit consumers. Our team has made significant investments into our compliance management systems and uses technology to continually find ways to improve the consumer experience. We aim to find the best resolution for both our consumers and our creditor partners.

Paradigm Assets philosophy is to find resolution through a consumer-friendly and human approach while supporting the process with data and technology.

Our Approach



Our company is built on a foundation of compliance. We have a complex compliance management system that uses data analytics to predict account behaviors and quickly identify trends. Paradigm Assets uses speech analytics and other data driven tools to optimize the experience for both consumers and creditors.


Paradigm differentiates itself from competition through its philosophical approach to customers, proprietary data, technology architecture, and operational flexibility. We see the world differently and it gives us a unique perspective on resolving distressed consumer credit accounts.


Paradigm Assets has an experienced management team that understands the distressed consumer credit space with a history of working for banks, large financial services firms and financial technology companies.



Who is Paradigm Assets LLC?2021-12-15T19:12:09+00:00

Paradigm Assets LLC is a receivables management firm with extensive experience acquiring and managing distressed consumer receivables. Through our subsidiaries, we purchase and manage account portfolios from originating creditors and other businesses after they have been unable to collect on past due balances.

Who are JHPDE Finance 1, LLC and Paradigm Assets Recovery LLC?2023-03-29T18:20:13+00:00

JHPDE Finance I, LLC and Paradigm Assets Recovery LLC are subsidiary entities owned by Paradigm Assets, LLC.  After accounts are purchased by one of Paradigm Assets LLC’s subsidiaries, they are placed with our outsourced network of collection agencies and attorneys who contact consumers to reach account resolution. Our proprietary network consists of a carefully selected and thoroughly vetted set of nationwide, reputable account servicers.

Is Paradigm Assets LLC legitimate?2021-12-15T17:43:44+00:00

Paradigm Assets LLC is a legitimate business that acquires and manages, through its subsidiaries, distressed consumer receivables. Our company is headquartered in Hazelwood, MO.  We have extensive experience within the Accounts Receivable Management (ARM) industry.

Why am I being told to call another company if Paradigm Assets LLC or its subsidiaries own my account?2021-12-15T17:46:50+00:00
  • After purchasing account portfolios, we place all accounts into our outsourced network of collection agencies and law firms. These servicers contact consumers and work directly with the consumers to resolve accounts.
  • Paradigm Assets believes all consumers should be treated fairly with dignity and respect.  Consumers experiencing problems, issues, concerns, or complaints regarding any of our servicers are welcome to file a report with us by emailing our Chief Compliance Officer, Garon Robinett. Garon is a Certified Receivables Compliance Professional (CRCP Certification # P1706-1252) by the Receivables Management Association International trade group and can be reached via email at [email protected].
Can I send payment directly to Paradigm Assets LLC?2021-12-15T17:46:56+00:00

We encourage consumers to send all payments to our outsourced collection agency and law firm servicer that most recently contacted you. Because all collection matters are handled by our network, we ask that consumers communicate directly with the assigned collection agency or law firm handling the account. Consumers are welcome to contact us directly for information regarding which outsourced collection agency their account may be placed with.

Does Paradigm Assets LLC report this debt to my credit? If so, will you delete the debt from my credit report after I’ve paid it?2023-03-29T18:21:11+00:00
  • Paradigm Assets LLC’s debt-buying subsidiaries are data furnishers and provide information to the credit reporting agencies. If an account is eligible to be reported, either JHPDE Finance I, LLC or Paradigm Assets Recovery LLC, respectively, may report it to the credit reporting agencies. The entity that owns the account is the name that will show up on credit reports as the current creditor.
  • If you pay your account in full or resolve the account for less than the full balance, we will request a deletion of its credit report tradeline on or about 30 days from the date the final payment is posted to the account. We expect, but cannot guarantee, that the credit reporting agencies will update this information accordingly. For more information about your credit report, please contact the credit bureaus.
How can I contact Paradigm Assets LLC or its subsidiaries?2023-03-29T18:22:37+00:00

Paradigm Assets LLC
5757 Phantom Drive
Suite 225
Hazelwood, MO  63042
TF Phone: 877-772-3446
Hours: Monday – Friday from 8:00 am to 4:30 pm Central Time.

5757 Phantom Drive
Suite 250
Hazelwood, MO  63042
TF Phone: 800-204-3462
Hours: Monday – Friday from 8:00 am to 4:30 pm Central Time.

Paradigm Assets Recovery LLC
5757 Phantom Drive
Suite 275A
Hazelwood, MO  63042
TF Phone: (866) 382-6336
Hours: Monday – Friday from 8:00 am to 4:30 pm Central Time.

Why is your subsidiary attempting to collect my debt when they are not the original lender?2021-12-15T17:55:18+00:00

When banks, credit card companies, and other creditors are unable to collect on an unpaid obligation, they may hire a collection agency to collect on their behalf, or they may sell those debts to companies like Paradigm Assets LLC and its subsidiaries.  The debt is still yours, and it is still due. The right to collect on your account has been transferred to one of Paradigm Assets LLC’s subsidiaries. Our goal is to work collaboratively to help you resolve your debt in a way that is manageable for you.

Why do I still owe money if I didn’t borrow money?2021-12-15T19:14:01+00:00

The bank or credit card company that you borrowed from decided they no longer wanted to try to collect the debt, and they made a business decision to sell your debt to our subsidiary. We are committed to working together to help you resolve your outstanding obligation and to design a payment plan that fits your budget.

What should I do if I am the victim of Fraud or Identity Theft, or if the debt doesn’t belong to me?2021-12-16T18:57:13+00:00
  • If you believe you have been the victim of identity theft, we suggest that you contact the collection agency or law firm servicing your account to discuss their process for reporting the situation. We also encourage consumers to review the identity theft information available on the Federal Trade Commission website.
  • Each collection agency or law firm assigned to handle the account has processes in place for managing dispute and fraud claims. Consumers should contact the outsourced collection agency or law firm handling the account for additional information on how to submit a dispute or fraud claim. We also suggest visiting RMAI’s Consumer Resources web page for helpful information.



We invite an opportunity to talk with consumers and creditors about working with Paradigm Assets for an ethical solution to distressed consumer credit.

General Information Email:
[email protected]

Problems, Issues, Concerns, or Complaints Email:
[email protected]


JHPDE Finance I, LLC

5757 Phantom Drive, Suite 250
Hazelwood, MO  63042

JHPDE Finance I, LLC’s Phone Number:
(800) 204-3462  

Paradigm Assets Recovery LLC

5757 Phantom Drive, Suite 275A
Hazelwood, MO  63042

Paradigm Assets Recovery’s Phone Number:
(866) 382-6336

Paradigm Assets LLC

5757 Phantom Drive, Suite 225
Hazelwood, MO  63042

Paradigm Assets’ Phone Number:
(877) 772-3446

Go to Top